Pay for Orion with your HSA/FSA
and save up to 30%*
Pay with your HSA/FSA card at checkout through our partner Truemed. No extra fees.
*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
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Up to 30%*
Savings with pre-tax dollars
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$0
Fees to use Truemed
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30 nights
To try Orion risk-free
How to pay with
your HSA/FSA
Choose Truemed at checkout
Select Truemed (Pay with HSA/FSA) as your payment method. Don't see it? Close the Shop Pay pop-up and check out as a guest.
Answer a short health survey
It's private and takes a few minutes. A licensed provider confirms you're eligible.
Pay with your HSA/FSA card
Pay with your HSA/FSA card and you're done. Using a regular card instead? Submit for reimbursement with your Letter of Medical Necessity.
Get approved
Select Monthly in the buy box, then apply in a few minutes. 0% APR for 48 months on approved credit.
Pay with your HSA/FSA card
Use it for the $199 down payment and every monthly payment. No survey or reimbursement needed.
Pay with a regular card
Adding Orion Intelligence or another subscription? Pay with a regular credit or debit card. Your receipt links to the Truemed health survey.
Take the survey the same day
Truemed requires it on the day you order. If you're eligible, your Letter of Medical Necessity arrives in 1-2 days.
Get reimbursed
Send your receipt and letter to your HSA/FSA administrator. Most claims pay out in 2-4 weeks.
How using an HSA/FSA
saves money
HSA/FSA funds are pre-tax, so every dollar goes further. At a 30% tax rate, $100 of wages is $70 in your bank account but the full $100 in your HSA/FSA.
Your savings depend on your own tax rate.
From your wages
Paid in taxes (30% example)
Available to spend
From your wages
Tax-free
Available to spend
Use your FSA funds
before your deadline
FSA funds are often use-it-or-lose-it. Deadlines vary by plan, so check with your administrator.
Calendar-year plans
Dec 31
FSA balances reset
Unused FSA funds are often forfeited after this date.
Plans with a grace period
Mar 15
Last day to spend
Some plans give you until March 15 to use last year's funds. Others let you carry over up to $680 instead.
HSA funds don't expire. Your balance rolls over every year.
Orion Sleep System
A sleep system that cools and heats your bed to your ideal temperature schedule. Fits over the mattress you already own.
Select your mattress size
Ships in 5-7 days
Ships in 5-7 days
Pick up where you left off
Enhance your experience
*Loans are through HFD. Subject to final approval. Terms and conditions apply.
Everything you need to cool and heat your bed, starting night one.
- Smart Cover. A thin temperature layer that fits over your mattress like a fitted sheet.
- Control Tower. Cools or heats water and circulates it through the cover. Plugs into one standard outlet.
- Orion App. Set temperatures and schedules for each side of the bed, and see your sleep data and insights each morning.
- Free shipping on every order.
- 30-night money-back guarantee. Sleep on it for 30 nights. If it isn't right for you, return it for free.
- 2-year limited warranty from the date of purchase.
The Control Tower circulates temperature-controlled water through the Smart Cover.
- Dual-zone control. Each side of the bed runs its own temperature. One of you can sleep at 73°F while the other sleeps at 82°F.
- Water temperature range: 50°F to 113°F. Cold enough for hot sleepers and night sweats. Warm enough for people who run cold.
- Runs on a schedule. Turns on and off automatically, so your bed is at temperature when you get in.
A typical pre-set schedule
- 10:00 PM. Cool-down starts before you get into bed.
- 11:30 PM. Holds cool while you fall asleep.
- 2:00 AM. Drops to your coolest setting to support deep sleep.
- 4:30 AM. Adjusts slightly during REM.
- 6:30 AM. Warms gradually before your wake time.
Materials
- Top surface: 60% Polyester / 40% Bamboo. A soft, breathable knit built for comfort and efficient temperature transfer.
- Side skirt: 70% Polyester / 30% Spandex with an elastic band that keeps the cover snug on your mattress.
- Tubing: Ultra-strong, tear-resistant tubing with a waterproof protective layer underneath to guard your mattress.
Care
- Spot clean only. Not machine washable.
- Use your regular fitted sheet on top and wash it as usual.
- Top off the Control Tower's water once or twice a year, and add a purification tablet to keep the water clean.
- Queen: 60" × 80"
- King: 76" × 80"
- California King: 72" × 84"
- Water temperature range: 50°F to 113°F
- Zones: Dual-zone, independently controlled
- Sleep sensors: heart rate, breath rate, HRV, movement
- Mattress depth: 10" to 16"
- Frame compatibility: Standard slatted or platform
- Control Tower: 24" × 9"
- Power: Single standard outlet
Pick up where you left off
What our customers are saying
Frequently asked questions
Paying in full: choose Truemed at checkout and pay with your HSA/FSA card.
Paying monthly: select Monthly in the buy box and use your HSA/FSA card for the down payment and monthly payments.
Adding a subscription: pay with a regular card, take the Truemed survey the same day, then get reimbursed.
HSA/FSA funds are pre-tax, so depending on your tax rate you can save up to 30%. Truemed is free to use when you shop with Orion.
Close the Shop Pay pop-up and check out as a guest. Truemed (Pay with HSA/FSA) appears with the other payment methods. Still stuck? Chat with us and we'll help.
It's a letter from a licensed provider that makes your purchase a qualified medical expense for your HSA/FSA. Truemed issues it after your health survey if you qualify, usually within 1-2 days.
Don't see it? Check your spam folder, then email support@truemed.com.
You can still buy Orion with a regular card and reapply through Truemed later. Questions about your survey or letter? Email support@truemed.com.
Yes. Every Orion order includes the 30-night trial, and refunds go back to the card you paid with. See our return policy.
Many FSA plans reset at the end of the plan year, often December 31. Some offer a grace period or a carryover of up to $680. HSA funds never expire.
Choosing benefits for 2027? You can factor Orion into your FSA or HSA election during open enrollment.
HSAs and FSAs are pre-tax accounts for health expenses, usually offered through your employer or insurance. Truemed requires one, so ask your employer what's available, especially during open enrollment.
Questions about HSA/FSA?
Chat with an Orion Sleep Advisor about eligibility, financing, or sizing.
Ready for better sleep?
Pay with your HSA/FSA card at checkout through Truemed.